|30 Year Fixed Rate|
|15 Year Fixed Rate|
|Jumbo 30 Year Fixed Rate|
|Jumbo 5 Year Adjustable Rate|
Keep an eye on rates via email. Sign up for Rate Watch.
You can call or email one of our mortgage professionals to answer any of your questions or to ask for advice.
We can get your mortgage approved in minutes, rather than days or weeks!
We offer pre-qualifications, so you can shop for your home knowing that you can afford the mortgage.
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy-to-understand explanations of each program on the site and a Mortgage Officer is always just a call or email away!
Learn about FHA and USDA government-guaranteed loans with low down payments, easier loan-to-value and credit requirements, and greater flexibility.
For veterans, service members, and eligible spouses, we also offer VA loans with no down payment, no private mortgage insurance, and great fixed rates.
FHA, USDA and VA loans are offered through our affiliate, NFC Mortgage - learn more!Meet Our Team
All information on this website is copyright of BayCoast Bank...reproduction of any information disclosed on this site is strictly prohibited. Any evidence of criminal activity will be provided to law enforcement officials.